This module will provide Medicare insurance agents with the knowledge and skills needed to support seniors transitioning to Medicare, whether they are aging into eligibility at 65 (T65) or retiring after 65. Agents will learn how to guide clients through enrollment periods, coordinate employer and retiree benefits, and evaluate cost-saving options while ensuring compliance with CMS rules. Emphasis will be placed on understanding Medicare’s primary versus secondary payer rules, the implications of creditable coverage, and the timing of enrollment to avoid late penalties. Through real-world examples and decision-support tools, agents will become adept at simplifying complex scenarios for clients, helping them make confident, well-informed choices during a critical life transition.
Skill Level: Beginner